10 Goals for 2016

Finances, Frugal living, Garden, living, Money
  1.   Save to pay cash for a car for our daughter.   Our goal is to save $2000-$3000/month through May or June and pay cash for a used vehicle.  The goal is to have $12K – $14K and purchase an off-lease vehicle at auction.  We will post about this process.
  2. Grow more of our own food. Today we  planted early spring vegetables: lettuce, onions, radishes, beets, Swiss Chard and potatoes in our raised beds.  We are also going to visit our local nursery and research dwarf fruit trees to plant that are suited to our climate.  We will post about our Raised Bed Garden.
  3. Lower our grocery budget.  We would like to keep it around $250 and still eat healthy and within Weight Watchers guidelines.  February we spend a total of $267.32.  Above our goal, but not too bad.  So far in March I have spent $54.33.
  4. De-clutter.We plan on going through each room in our home and brutally unload any items that don’t spark joy or that don’t add value to our lives.
  5.   Sell unwanted items.  We will be participating in our neighborhood community garage sale in May and October.  Items that have a higher value, we will attempt to sell on Ebay, Craig’s List or our community Facebook page..  Monies will go toward the car fund.  Any monies after the purchase of the car will go to #6.
  6. Save for our daughter’s wedding.  The wedding date is 10/7/17.  We will post more on wedding plans, but we believe we have found the venue.  It is an all inclusive venue that is reasonable and will take a lot of the stress away since they will handle most of the details.  More to come….
  7. Pay down my husband’s student loan debt.  We took out a student loan for his Ed. Specialist Degree thinking it would be forgiven since he has worked 10+ years in a low-income title 1 school with a specialization in Math/Science.  The forgiveness was denied because he received forgiveness on his Bachelor’s degree.  Unfortunately, someone in the federal student loan division gave us the incorrect information that he could receive a second forgiveness.
  8. Complete 10 home improvement projects. We will list these in another post.
  9.  Dedicate time every week on Self-Care. This includes increasing exercise, a new skin care regimen (for mature skin) and eating a healthier diet for weight loss.
  10. Make time (and a little money) for fun.
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3 Comments

  • Reply
    Becky
    March 8, 2016 at 7:20 am

    Those sound like some great goals. I’m sure you will enjoy looking back and seeing how many you were able to accomplish. It will be great if you can sell a bunch of things for money for the car and clean out the house as well–win-win!

    • Reply
      Mariana
      December 11, 2016 at 10:15 pm

      Becky! So glad to see the same friends here 🙂 This is a very small, online frugal world 🙂

  • Reply
    Mariana
    December 11, 2016 at 10:15 pm

    Decluttering and selling unwanted items is ALWAYS on my ‘to do’ list! It is an ongoing project, although sometimes I am taking a few weeks (months) break. I am trying to sell more on ebay this Holiday season to make some extra money so keeping my fingers crossed. My junk is somebody else’s treasure after all, right? 😉

    Glad I discovered your blog. Very much in the mindset of all the blogs I follow – frugal, happy living. xx

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